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Real Estate Tools
Built for Clarity

Tools for buyers, sellers, and investors to evaluate costs, model scenarios, and reduce blind spots — before making high-stakes decisions.

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Live Calculators
4
Decision Guides
Free
Always
Investing Tools

Run the Numbers Before You Make an Offer

These tools are built for fix-and-flip, BRRRR, and land investors who need to verify their deal math before committing capital.

Live Calculator
ARV + MAO Calculator

Enter up to 6 comparable sales and a repair budget. Instantly calculates After Repair Value using two methods (avg comp price + $/sqft), Maximum Allowable Offer, a deal breakdown, and a live deal verdict.

Free — No signup
Live Calculator
MAO — 70% Rule Calculator

Calculate your Maximum Allowable Offer using the investor 70% rule. Adjust the percentage for your market and risk tolerance. Includes holding costs, closing costs, and profit target inputs.

Free — No signup
Step-by-Step Guide
Land Offer Calculator

Land valuation requires different assumptions. This guide walks through a 7-step framework — use case, non-negotiables, comps, costs, exit strategy, offer formula, and risk discounts — with a worked example.

Free Guide + Formula
Framework
Cash Flow Analysis Framework

Evaluate income properties using conservative operating expense assumptions — vacancy, management, CapEx, and maintenance. See how deal fundamentals hold up under stress scenarios before committing.

Free Guide
Deep Dive Guide
ARV Guide — How to Estimate Like a Pro

Comp selection rules, adjustment methodology, ARV formulas, worked examples, and the 6 most common mistakes that turn good deals into losses. Covers the 70% rule, $/sqft cross-check, and BRRRR application.

Free Guide
Beginner Guide
Return & Risk Framework

Evaluate downside scenarios, liquidity risk, and financing stress — not just projected returns. Returns should remain viable under less favorable assumptions. The foundation for every other investing tool.

Free Guide
Buying & Selling Tools

For Buyers, Sellers & Homeowners

Tools that help buyers evaluate true affordability and sellers model net proceeds — before making pricing and timing decisions.

Decision Guide
Affordability & Timing Framework

Evaluate whether you’re financially ready to buy. Covers income stability, true affordability (beyond lender approval), total ownership costs, and how to factor in market timing — without trying to time the market.

Free Guide
Mortgage Guide
Mortgage Payment Estimator

Understand monthly principal and interest payments across loan amounts, rates, and terms. Includes guidance on how to factor in taxes, insurance, maintenance, and long-term rate sensitivity beyond lender estimates.

Free Guide
Coming Soon
Net Proceeds Estimator

Estimate what you’ll actually receive after commissions, closing costs, transfer taxes, outstanding loan balance, and any concessions. Helps sellers evaluate pricing decisions and timing before listing.

Coming Soon
Coming Soon
Pricing Sensitivity Analysis

Model how small price changes affect buyer interest and days on market. Overpricing is the #1 seller mistake — this tool helps sellers see how 3–5% above market compresses their buyer pool dramatically.

Coming Soon
Coming Soon
Rate Sensitivity Scenarios

Evaluate how rate changes affect affordability, monthly payments, and investor cash flow. Stress-test a deal or purchase at +1%, +2%, and +3% scenarios to understand downside exposure before locking in.

Coming Soon
Coming Soon
Market Condition Checklist

Assess whether current market conditions favor buyers, sellers, or investors. Based on months of supply, absorption rate, DOM trends, and rate environment — with actionable interpretation, not just data.

Coming Soon
How to Use These Tools

Tools Work When Used Honestly

Changing assumptions to justify outcomes defeats the purpose. These four principles make the difference between useful analysis and false confidence.

01
Use Conservative Inputs

Optimistic assumptions produce optimistic results. Use conservative expense estimates, realistic vacancy rates, and median comps — not the best-case scenario on every input.

02
Stress-Test Financing

Model what happens if rates rise 1–2%, or if your refinance doesn’t hit the ARV you projected. Deals that only work at perfect conditions are high-risk deals with low-risk labels.

03
Evaluate Worst Cases

The question isn’t just “how much can I make?” — it’s “how much can I lose, and can I absorb that loss?” Every deal should be evaluated against its downside, not just its upside.

04
Compare Multiple Outcomes

Run three scenarios: best case, base case, and stress case. If the stress case is financially survivable, the deal is worth considering. If it’s catastrophic, the deal isn’t priced correctly.

Who These Tools Are For

Designed for Every Stage of the Decision

Whether you’re buying your first home, pricing a listing, or underwriting a flip — there’s a tool or framework here for your situation.

🏠
Home Buyers
Should You Buy a House Now? — timing framework
Home Buying Guides — full process from pre-approval to closing
Mortgage Payment Estimator — model total PITI payments
Affordability Framework — evaluate true long-term costs
CFPB Homeownership Tools ↗ — federal mortgage resources
📋
Home Sellers
Home Selling Hub — pricing strategy to closing
Net Proceeds Estimator — model after-commission proceeds
Pricing Sensitivity Analysis — see how overpricing costs you
Market Forecast — understand timing context
NAR Market Statistics ↗ — national sales data
📈
Real Estate Investors
ARV + MAO Calculator — live flip/BRRRR underwriting tool
ARV Guide — comp selection, formulas, common mistakes
Land Offer Calculator — 7-step land valuation framework
Investing Hub — strategy, deal types, cash flow models
FRED Economic Data ↗ — housing price + rate data
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Start with the Tool That Fits Your Decision

All tools are free. No account required. Built to reduce blind spots — not manufacture confidence.